Frequently Asked Questions

We apply risk-based pricing and we guarantee you a fair interest rate
  • You must be in a paid employment
  • Your age should be between 18 and 55 years
  • You must have an active salary account
  • You must be resident in Lagos
Log on to to fill a simple form, also scan and upload all documents online or simply call 09060002346
You can access between N10,000.00 to N500,000.00
No you cannot but you can talk to us about restructuring, charges will apply
  • Utility Bill
  • Passport Photograph
  • 3 months bank statement
  • Employment letter or Promotion letter or Contract review
Direct Debit or Deduction at Source (Employers pays directly)
  • Cheque
The penalty for default is 1% on instalment amount for each day of default. After 30 days,we may report defaulters to:
  • His / her employer
  • The three Credit Bureaus
Yes, if your salary date is changed by your employer